Frequently Asked Questions
Everything you might want to know before you start a conversation with MiniMo.
Educational use only
MiniMo is an independent educational AI tool for Texas real estate. She does not provide legal, financial, lending, tax, or brokerage advice. Using MiniMo does not create any agent-client, broker-client, or fiduciary relationship. Verify with a licensed Texas professional. Knowledge current as of September 19, 2026.
1About MiniMo
What is MiniMo?
MiniMo is an AI clarity companion for Texas real estate. She is built on the experience of Maureen "Mo" Cappallo, a licensed Texas broker with nearly 30 years combined in banking and real estate. She helps buyers and sellers feel oriented. Agent tools are currently closed.
Who built MiniMo?
MiniMo was created by Maureen "Mo" Cappallo, founder and CEO of Momentus Real Estate Group, a boutique brokerage in Grapevine, Texas. Mo carries nearly 30 years combined experience: 15 years in banking and 14+ years as a Texas real estate broker. She has personally served over 1,500 families, including 600+ veteran families and more than 1,400 new construction transactions. MiniMo carries the way Mo thinks about real estate, so more people can have a calm, honest conversation about it.
Is MiniMo a real estate agent or broker?
No. MiniMo is an educational AI tool. She is not a licensed real estate agent, broker, lender, attorney, financial advisor, tax professional, or appraiser. Using MiniMo does not create any agent-client, broker-client, or fiduciary relationship. For representation in a transaction, you need a licensed real estate professional.
What is the relationship between MiniMo and Momentus Real Estate Group?
Ask MiniMo operates independently of Momentus Real Estate Group. While MiniMo is powered by Mo's experience, this platform does not provide brokerage services. Any brokerage services from Momentus Real Estate Group are offered separately, only through a direct client relationship with appropriate written agreements.
2What MiniMo can and cannot do
Can MiniMo give me lending or mortgage advice?
No. MiniMo was built by a licensed real estate broker, not a loan officer. She can explain how loan types generally work (VA, FHA, Conventional). She will not quote rates, estimate payments, or pre-qualify you. For specifics on your situation, a licensed lender is the right resource. Rates and qualification are a lender's job, not MiniMo's.
Can MiniMo tell me how much house I can afford?
No. Affordability requires a licensed lender to look at your income, credit, debt, and full picture. MiniMo can explain the general factors people consider, but the math on your situation needs a professional.
Can MiniMo give me legal advice about contracts?
No. MiniMo is not an attorney. She can explain general concepts and help you think through what to ask. For interpretation of your specific contract, a Texas real estate attorney is the right resource.
Can MiniMo represent me in a real estate transaction?
No. MiniMo cannot negotiate, write offers, run a comparative market analysis, or act as your agent in any capacity. She is an educational tool, not a representative.
Can MiniMo tell me what a house is worth?
No. MiniMo is not an appraiser, and a real value takes a comparative market analysis from a licensed agent or a formal appraisal. She can explain how those are built so you know what to expect.
3Using MiniMo
Is MiniMo free?
Yes. Consumer MiniMo is free, with no message cap and no credit card required.
What is MiniMo Pro?
MiniMo's agent tools, including MiniMo Pro, are currently closed. There is nothing to sign up for, no public price, and no trial. The free MiniMo chat for buyers and sellers is still open.
Why is MiniMo Texas-only?
MiniMo is anchored to Texas real estate, and the compliance framework she checks against is Texas-specific. Mo is a licensed Texas real estate broker and the designated broker of Momentus Real Estate Group. Momentus Real Estate Group holds TREC license #9014872. Agent tools, when they were offered, required a verified Texas TREC license. Those tools are closed right now.
Can I sign up for Pro right now?
No. MiniMo Pro is not available for purchase right now, and no new subscription can start.
Why use MiniMo instead of a general AI assistant?
A general AI gives generic information. MiniMo is built around Texas real estate specifically, with TREC rules, Texas contract forms, new construction details, and VA loans woven in. She also has guardrails to keep conversations educational rather than crossing into territory that requires a licensed professional.
How do I get MiniMo on my phone like an app?
Open askminimo.com on your phone, then tap Share → Add to Home Screen. MiniMo will appear on your phone like an app, no app store needed.
4How current is MiniMo's knowledge
How current is MiniMo's knowledge?
MiniMo's compliance reference was last verified on September 19, 2026. Texas law and TREC rules change. MiniMo never implies currency beyond that date. The verification date is shown in the chat footer and on every legal page. When the source-of-truth is re-verified, that date refreshes everywhere at once.
Is MiniMo TREC-licensed?
No. MiniMo is an educational AI tool. She is not regulated by TREC, and she does not replace the services of a TREC-licensed professional. Mo is a licensed Texas real estate broker and the designated broker of Momentus Real Estate Group. Momentus Real Estate Group holds TREC license #9014872. MiniMo is software.
5Geographic coverage
Is MiniMo only for Texas?
MiniMo is built around Texas, exclusively. For Texas real estate, especially the Dallas-Fort Worth area where Mo practices, she is the most useful. For real estate questions in other states, she can help with universal concepts and names that you need a licensed professional in that state. Agent tools are closed. MiniMo's education stays Texas-anchored.
Which areas does Momentus Real Estate Group serve?
Momentus serves the greater Dallas-Fort Worth metroplex across 8 counties: Tarrant, Collin, Denton, Dallas, Rockwall, Kaufman, Ellis, and Grayson. MiniMo is a separate educational tool, available regardless of where you live, anchored to Texas real estate.
6If you are a licensed agent
Can I sign up for MiniMo's agent tools?
No. MiniMo's tools for real estate professionals are closed. There is nothing to sign up for, and there is no public price or trial. Free MiniMo chat is open for Texas buyers and sellers who want careful education. The short closed note is on Agent status.
7Privacy and security
Is my conversation with MiniMo private?
Yes. Conversations are not sold to third parties. Information is used to provide and improve the service. MiniMo conversations do not create any client relationship with Momentus Real Estate Group. The full Privacy Policy lives at /privacy.
What happens to my data if I cancel?
You can request deletion any time. Contact details are at the bottom of this page. If you previously had a MiniMo Pro subscription, the Privacy Policy describes how that record is handled.
8Getting more help
I have more questions. How do I contact you?
Reach out through momentusdfw.com/contact.
I'm ready to work with a real estate professional. What do I do?
If you are in Dallas-Fort Worth and ready to work with a licensed Texas real estate professional, the Momentus team is at momentusdfw.com. Note that working with Momentus is a separate relationship from using MiniMo, and any brokerage services require appropriate written agreements.
Ready to start?
Start a free conversation with MiniMo. No credit card, and no message cap.
Ask MiniMo NowEducational guidance only. Not legal, financial, or brokerage advice.