Disclaimer

Educational use only

Ask MiniMo is an independent educational AI tool. She provides general real estate information for Texas only. She does not provide legal, financial, lending, tax, or brokerage advice.

Using this platform does not create an agent-client, broker-client, fiduciary, or any other professional relationship.

Where her knowledge comes from

She is anchored to Texas real estate, exclusively. Her foundation is Texas law, TREC rules, and the broker experience behind Momentus Real Estate Group. Mo is a licensed Texas real estate broker and the designated broker of Momentus Real Estate Group. Momentus Real Estate Group holds TREC license #9014872.

Her compliance reference was last verified on September 19, 2026. Laws and rules change. Always verify with a current licensed professional before any decision.

For real estate in states other than Texas, she helps with universal concepts and names that you need a licensed professional in that state.

Fair housing statement

Ask MiniMo and Momentus Real Estate Group are committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Artificial intelligence and Texas law

TRAIGA · Texas Responsible AI Governance Act

MiniMo is an AI tool. Texas's Responsible AI Governance Act took effect January 1, 2026, and it sets the rules for how AI systems interact with Texas consumers. We hold MiniMo to those rules on every conversation.

What MiniMo does

MiniMo uses OpenAI's API to read your questions and write calm, educational responses about Texas real estate. She does not represent buyers, sellers, or brokers. She does not provide legal, financial, lending, tax, or brokerage advice. She is a calm guide. When a question needs a licensed professional, she names that limit.

What we disclose to you

TRAIGA's consumer AI-disclosure section is Texas Business and Commerce Code §552.051. As written, that section puts the affirmative duty to tell you "you are interacting with an AI" on a governmental agency, so a private education tool like MiniMo is not the party it names. We disclose anyway, every time, because you should not have to wonder. We tell you the first time you open the chat, the disclosure header on the chat surface reads "You are interacting with an AI," and if you ever wonder whether you are talking to a person or a machine, ask MiniMo directly. She will not pretend to be human. TRAIGA's prohibited-conduct sections, including the ban on using AI to manipulate human behavior (§552.052) and the ban on unlawful discrimination (§552.056), do apply to us, and we build to them.

Your right to human-only help

You can step out of the AI conversation at any time and reach a licensed professional directly. For Texas brokerage services, contact Momentus Real Estate Group. For legal questions, contact a Texas-licensed attorney. For lending questions, contact a licensed loan officer. We respond to requests about your conversation data within 45 days as required under Texas privacy law.

We do not train on your conversations

Your questions, your situation, your private thinking stays private. We do not use your conversations to train AI models. MiniMo uses OpenAI, L.L.C. as the AI sub-processor, and under OpenAI's API terms OpenAI does not train models on data submitted through API calls. The categories of data we send, and the categories we never send, are described in our Privacy Policy.

Built-in safety guards

MiniMo runs runtime checks on every conversation. If a question involves real estate in another state, she names that limit. If her input or output drifts toward protected-class language under fair housing rules, she resets and redirects. Conversations that trigger a safety guard are recorded in our internal audit trail without storing your raw content.

Enforcement and accountability

The Texas Attorney General enforces TRAIGA. Texas Business and Commerce Code Section 552.105 sets civil penalties of $10,000 to $12,000 per violation for a curable violation that goes uncured, $80,000 to $200,000 per violation for an uncurable violation, and $2,000 to $40,000 for each day a continuing violation continues. These are statutory ranges, not a prediction of any specific outcome. We have built MiniMo to stay in her educational lane and to route consumers to licensed professionals whenever a real decision is in play. If you ever feel she crossed a line, tell us through the contact link at the bottom of this page.